Vaults
A vault is money set aside for one purpose, such as “Trip to Lisbon”, apart from what the agent has free to use. Nothing leaves the account when money goes into a vault.
Vault tools are offered to an agent only when Organize its vaults is on.
Locked and open
Section titled “Locked and open”| Locked (the default) | Open | |
|---|---|---|
| Add money to it | Yes | Yes |
| Earn, buy and sell inside it | Yes | Yes |
| Take money out | Only you, in the app | The agent too |
| Pay from it | No | Yes, inside its limits |
A vault the agent creates is locked. The lock stops money leaving the vault, and nothing else.
Limits
Section titled “Limits”- An account holds at most 20 vaults.
- A name is 1 to 40 characters, and unique in that account.
- A vault can have a goal: the amount it is saving towards.
Closing a vault
Section titled “Closing a vault”Closing puts what it holds back where it came from: cash and what is earning become free to use, and anything invested stays invested by the agent. A closed vault keeps its record.